Calgary Investment Calculator Suite

Calculate ROI by dividing your annual profit by your total investment. Include rental income, expenses, mortgage paydown, and appreciation. A good cash-on-cash return for Calgary rentals is 8-12% annually, while total ROI including appreciation can reach 15-25%.

Cash flow is monthly rent minus all expenses (mortgage, taxes, insurance, maintenance, vacancy, management). Positive cash flow means the property generates more income than expenses. Calgary investors typically target $200-500+ monthly cash flow per property.

Cap rate = (Net Operating Income / Purchase Price) × 100. NOI is annual rent minus operating expenses (excluding mortgage). Calgary's average cap rates range from 4-6%. Higher cap rates indicate better income potential relative to property value.

Good gross rental yields in Calgary range from 5-7%. Calculate gross yield: (Annual Rent / Property Price) × 100. Net yield (after expenses) typically ranges from 3-5%. Higher yields indicate better income generation relative to purchase price.

BRRRR stands for Buy-Rehab-Rent-Refinance-Repeat. Investors buy undervalued properties, renovate to increase value, rent at market rates, refinance to recover capital, then repeat. This strategy allows building a portfolio with limited capital by recycling the same down payment.